If you’re looking to apply for KiwiSaver then this guide will be a helpful resource for getting you into the right KiwiSaver investment with little hassle.
KiwiSaver is a valuable investment scheme created by the New Zealand Government, which helps Kiwi’s get a leg-up in saving for a first-home deposit, as well as generating a sustainable retirement fund. In this article, we show you the easiest way to open a KiwiSaver account and get your balance growing from the onset.
Firstly, Do You Need To Apply?
If you are about to begin employment and you are not a KiwiSaver member, you will be automatically enrolled upon starting work as long as you’re eligible, between the ages of 18 and 65, and either:
- starting a full time or permanent part time job
- starting a contracting role that lasts longer than 28 days
- starting as a casual worker in the agricultural industry in a role that lasts more than 3 months
To find out if you’re eligible for KiwiSaver, please follow the link to our FAQ’s and navigate your way to ‘What is the eligibility for KiwiSaver?’
If you already have a job, are self-employed, are a student, or don’t have a job and are just looking to join KiwiSaver, you can apply for KiwiSaver by either visiting a KiwiSaver providers website directly, or by using an independent adviser such as myself.
The Two Options For Joining KiwiSaver:
1. Use a KiwiSaver Adviser
To join KiwiSaver using an adviser, please feel free to complete our KiwiSaver fact find by clicking on the ‘Get A KiwiSaver Recommendation’ button above. The questions within the fact find will assist us in developing an understanding of your personal situation and values so that we can offer a recommended KiwiSaver investment that best suits you.
2. Directly Contact a KiwiSaver Provider
To set up KiwiSaver with a KiwiSaver provider, you will firstly need to know which provider suits your needs and which fund of theirs you want to invest in. You can do this by using readily available resources on the internet, or by contacting the KiwiSaver provider and discussing which fund suits you.